Lasting Powers of Attorney

Lasting Powers of Attorney (often called LPAs) are a vital part of everyone’s estate planning. When you make a Will you are putting your affairs in good order in the event of your death, and part of that process is to choose the people who will oversee that process. Some would say that it is even more important to choose who will make decisions on your behalf and administer your finances during your lifetime if you become unable to do so yourself. That is the vital job which Lasting Powers of Attorney can do for you.

This is why we recommend to all of our clients that they sign both a Lasting Power of Attorney for Property and Financial Affairs and a Lasting Power of Attorney for Health and Welfare. These have to be done as two separate LPA’s but that may be an advantage as the people who will make the best job of looking after financial matters may not be the same as those who you would like to make decisions about where you live and what care and medical treatment you need.

Anyone who signed an Enduring Power of Attorney (often called an EPA) before the end of September 2007 will not need to replace it with a Lasting Power of Attorney for Property and Financial Affairs because Enduring Powers of Attorney continue to be completely valid. However, they should put a Lasting Power of Attorney for Health and Welfare in place to cover the medical and care issues which could not be delegated before the birth of Lasting Powers of Attorney on 1st October 2007.

As with Wills it is very important to ensure that EPAs and LPAs are up to date. Over time your choice of attorneys may change for any number of reasons, and that change will only be affected if you sign a new LPA.

Many people associate LPAs with elderly people and think that they themselves are too young to need to put Lasting Powers of Attorney in place. Whilst it may be true that the majority of people whose decisions are being made by their attorneys are living with the degenerative medical conditions of old age, an inability to manage ones financial affairs (permanently or temporarily) or to make ones own choices can strike people at any age. We believe that young people need LPAs too, in order to ensure that in the event of accidents, illnesses or any breakdown of mental health will not cause problems to them or their families.

If someone without a Financial LPA or an EPA becomes unable to manage their affairs due to mental health issues then someone will need to apply to the Court of Protection for permission to take on those financial affairs. The process of being appointed someone’s “Deputy” by the Court of Protection is lengthy and expensive. It will often take 6 months or more and the court fees alone will be several hundred pounds or more. Even when appointed the Deputy may have less control of your finances that your attorney under an EPA of Lasting Power of Attorney for Property and Financial affairs would have. On top of that the Deputy has to report annually to the Court of Protection and pay fees (out of your funds) for that supervision.

Similarly those without a Lasting Power of Attorney for Health and Welfare have no-one able to make decisions about their social and medical care until a Deputy is appointed by the Court of Protection. The process is as long and the fees very similar to the appointment of a financial Deputy. In the meantime doctors and social workers have as much say in what care or medical treatment you receive as even your spouse, your partner or your other close relatives.

Why choose us

We believe that nominating attorneys to make decisions about your finances, where you should live, the type of care you should receive, and about your medical treatment in the event that you become incapable of making those decisions yourself is of the utmost importance.

Deciding who should be your attorneys and the other details of your LPAs is not necessarily straight forward. Difficult and sensitive issues are involved in getting things right which may require the specialist advice that our Private Client Team can give you.

Please get in touch

Email: ku.oc1508501873.sneh1508501873petst1508501873rebli1508501873g@sre1508501873woPgn1508501873itsaL1508501873 or contact our team.


Deborah Langham 5
Deborah Langham

Private Client Paralegal / Legal Assistant
Exeter | Sidmouth
email | 01392 424242 | 01395 512443

INDIVIDUALS, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Court of Protection, Trusts & Settlements, Wills & Estate Administration, Inheritance Tax Planning

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Richard Walford
Richard Walford

Partner - Head of Department Private Client
Exeter | Crediton
email | 01392 424242 | 01363 775566

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Trusts & Settlements, Wills & Estate Administration, Inheritance Tax Planning, Step Members

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Claire Veness
Claire Veness

Supervising Partner Sidmouth Office
Sidmouth
email | 01395 512443

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Court of Protection, Trusts & Settlements, Wills & Estate Administration, Inheritance Tax Planning, Step Members

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Don Middlemost
Don Middlemost

Supervising Partner Budleigh Salterton
Budleigh Salterton
email | 01395 445581

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Court of Protection, Trusts & Settlements, Wills & Estate Administration, Inheritance Tax Planning

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Liz Govier
Elizabeth Govier

Supervising Solicitor Ottery St Mary Office
Ottery St Mary
email | 01404 812228

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Court of Protection, Trusts & Settlements, Wills & Estate Administration, Inheritance Tax Planning, Step Members

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Jamilah Pringle
Jamilah Evans

Associate Solicitor
Exeter
email | 01392 424242

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Court of Protection, Wills & Estate Administration, Inheritance Tax Planning, Step Members

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Tim Leat
Tim Leat

Chartered Legal Executive
Ottery St Mary
email | 01404 812228

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Trusts & Settlements, Wills & Estate Administration, Inheritance Tax Planning, Step Members

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Nysha Forsey
Nysha Forsey

Solicitor
Crediton
email | 01363 775566

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Court of Protection, Trusts & Settlements, Wills & Estate Administration, Inheritance Tax Planning, Step Members

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Rosy Holyer

Solicitor
Exeter
email | 01392 424242

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Court of Protection, Wills & Estate Administration, Inheritance Tax Planning, Step Members

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Gemma Townsend
Gemma Townsend

Solicitor
Exeter
email | 01392 424242

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Wills & Estate Administration, Step Members

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Claire Thompson
Claire Thompson

Solicitor
Crediton | Okehampton
email | 01363 775566 | 01837 512100

INDIVIDUALS, Elderly Client, Lasting Powers of Attorney, Wills, Trust, Probate & Tax, Wills & Estate Administration, Step Members

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